Congratulations! You just received your brand-new business policy by mail and you really are happy that you just feel more secured, have comfort, and you saved some dough over your prior insurance policy. Please, before you decide to file your policy inside cabinet have a few moments to determine the following 7 points. This can save you thousands, perhaps tens of thousands of dollars in losses or attorney fees. The real saving that you get with an insurance policies isn't reduction in the premiums. Actually the real savings come whenever you be sure that your policy will be the 'right policy' for you personally, the one which fits your needs and budget.



Most i . t companies such as computer consultants, software designers, website designers and programmers sell technology products and services to clients who in turn make use of them to run their business. The coverage would also protect a firm from your lawsuit for intellectual property violations or accidental injury on account of privacy violations and virus attacks. Your company or yourself being an entity might be sued whether the negligence was intentional or otherwise. A satisfied client will not be so happy 6 months from now and is also an ever looming threat in case you remain underinsured.



Can any policy be sold to improve cash? Yes. It doesn't matter if we're referring to term, variable, entire life or whatever. Transfer provisions are allowed for legal reasons, which suggests the insurance policy companies must honor them. That doesn't mean some sticky situations may not appear, but there is usually a trader out there for practically every situation.



Using a Broker
I took an alternative route altogether than my spouse when I bought life insurance, about 5 years before her. I acquired a whole term life insurance policy, with a cash value mounted on it, that we can cash out afterwards when we need to. My premiums are fixed, and I just pay them for 20 years, after which it my policy will still cover me until I'm 95.



Many times an organization will automatically give a discount to its customers. Don't expect the lowest rate is the very first rate quoted. Ask for discounts! Some will offer a decline in rate for many surprising life issues, like high gpa's or buying. It is your decision to ask for specific discounts since it is not inside agents or company's financial interest to freely offer everything available.

Dirección editorial:
Facultad de Arquitectura. Universidad Tecnológica de La Habana José Antonio Echeverría, Cujae
Calle 114 #11901, entre Ciclovía y Rotonda. Marianao 15. La Habana. CP 19390. Cuba.
Teléfonos: (53) 7267 1134
E-mail: revista_au@arquitectura.cujae.edu.cu